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Best Malaysia Bank to Deposit Adsense Cheque

STOP paying bank charges, now you can receive AdSense money immediately via Western Union!

Got your first Google Adsense cheque (check)? Congratulations! Now, it is time to bank in your check. I will show you a comparison of processing fee between local banks.

Which is best Malaysia bank to bank in U.S. check?

Generally, the exchange rate and check processing time are about the same among local banks. The exchange rate is between 3.77 to 3.78 (check current exchange rate). The time to process the check will take about one month.

According to the thread I started in WebmasterMalaysia.com and readers’ feedback, here is the comparison of US check processing fee(per check) between different Malaysia local banks. Not sorted in any order.

  • Hong Leong Bank: RM50 + RM10 (courier) + USD75 (Citibank Delaware)
  • MayBank::
    • 0.1% of the cheque amount drawn in RM with minimum of RM25.00 and maximum of RM100.00
  • PublicBank:
    • 0.1% of cheque amount (min: RM20, max: RM100)
    • Postage: RM5
    • Stamp duty: RM0.15
  • HSBC:
    • 0.1% of cheque amount (min: RM10, max: RM100)
    • Stamp duty – RM0.15 per cheque
    • Other charges – below 10k = RM1.15
  • EON Bank: RM10
  • BCB (CIMB):
    • 0.1% charge (min: RM5, max: RM100)
    • Postage: RM5
    • Stamp duty: RM0.15
    • The 0.1% is only applicable if it is above USD 1000.

    Note: You can deposit your check to the home branch only. But, you can mail your check to your BCB account’s home branch for bank-in.

  • RHB:
    • Postage: RM5.00
    • Stamp Duty: RM0.15
    • Commission: 0.1% of your cheque amount (minimum RM 10.00 and maximum RM 100.00)
  • Standard Chartered: 0.01% of cheque amount OR min RM 50.
  • Bank Muamalat: RM5
  • Alliance: ~RM70
  • Southern Bank: RM30 + RM0.15 stamp duty.

Note: Result is compiled from the forum thread and comments in this page, no personal verification done. If you have updated information of any bank’s check processing fee, please let us know in the comment.


  • 19 July 2007: Updated HSBC charge. Thanks, zaki blogjer
  • 5 December 2006: Added Southern Bank charge. Thanks, Sherly
  • 8 Oct 2006: Updated RHB charge. Thanks, Lela Iskandar
  • 13 June 2006: Updated Public Bank charge. Thanks, gazard.
  • 12 February 2006: Added Alliance charge. Thanks, ShaolinTiger.
  • 25 December 2005: Added Bank Muamalat charge. Thanks, menj.
  • 29 August 2005: Updated BCB charge. Thanks, kahsoon.
  • 26 August 2005: Updated RHB charge. Thanks, Ben.
  • 17 August 2005: Updated RHB charge and added Standard Chartered info. Thanks, Looi.
  • 6 August 2005: Updated Maybank charge. Thanks, Paul Tan.
  • 12 June 2005: Updated Maybank charge. Thanks, TienSoon.

adsense, bank, cheque, malaysia, money

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